Progressive wanted about a $1000 from me and State Farm was $340 for the same coverage.My full coverage on my '13 Victory Vision is $419 through GEICO. Progressive wanted over $700 so I just ignored their bid. I am in a rural location so that may help explain my lower rate. Variations are huge from company to company so I look around every year. Two years ago Progressive was my best rate on a near new HD touring bike but I must have been a part of their "loyalty" program where you get to pay an extra hundred every time you renew.
That is a very high deductible I use State Farm for 3 cars and my house. I would shop aroundBeen meaning to ask this.... My insurance through Alpha is right at $400 a year with a deductable of $1000.
What is concerning is that my policy has zero medical coverage for the rider (Me!) except for $50,000 if the accident is caused by an uninsured motorist.
If I down it myself and end up injured, which would be likely, Alpha pays zip on medical but covers the heck out of the bike. They say it is company policy because motorcyclists are a high risk.
Anyone else run into this or do I need to start shopping? Hate to do that because we have two houses, a car, an SUV and my pickup insured with them.