Very strange. I don't know how the info. gets out to the insurance world but I would think Polaris would have gotten with insurance companies, gone over details, and gotten the bikes listed. My agent, who I've used for many years, on several bikes, says they can't get a quote from any companies without a vin # because the bikes aren't listed! I've never had this problem before. Anyone getting quotes? What is the trick? I understand the need for a Vin to insure 'my' bike but a Chieftain is a Chieftain, why no quotes? Thanks.