That's fine. Per the service manual, the fan comes on a 205, the "hot" warning light is at 233, and engine protection mode comes at 240. Obviously the Scout runs around 176 at highway speed, but when stopped the fan should hold the temperature somewhere around 210-215 (this is what most cars are running these days too). If it's getting much hotter than that, might want to get it checked out.
Yep, it's good. The additives in the antifreeze mixture actually raises the boiling point above 212 degrees F. Most cooling systems these days are a closed pressurized type that actually raises it a bit more. The thermostat and the cooling fan settings will keep the temperatures within a safe range. Don't sweat it.